free trail was offered for 30 days called to get a code to return and was told I was too late. Then they charged my account 79.95 when I call back they tryed to set up payment and the charge for whole system is 399.00. Not sure what to do but will call bank and ask them not to accept this payment. System is like Dave Ramsey but put into different words. This System is usless and a scam. read full review »