This mortgage broker placed hard inquiries on my and my wife's credit reports WITHOUT OUR PERMISSION and in the presence of WRITTEN INSTRUCTIONS that it refrain from doing so. In October of 2007, I submitted my and my wife's personal information to lendingtree.com, who apparently provided my information to this mortgage broker. After having a hard inquiry placed on both my fiancee's and my credit reports, I was contacted by this company. However, my fiance and I decided not to proceed with our home purchase at that... read full review »