Citi Financial made an automatic deduction from my checking account a week earlier than we agreed to which caused major overdraft penalties from my bank. Up until July, my account had been set up as an auto deduct from my personal savings account on the 10th or 11th day of every month, which is the days the Citi customer service representative allowed me to choose when I initially set up my auto pay. Unfortunately, being charged on the 10th or 11th day created a situation where late charges were showing up on my monthly Citi... read full review »