hi, i just got a letter from them saying i owe $ 2, 386 from an citibank account opend up in 1990 and my previous adress supposed to be in cleveland, ohio. Fun thing is i never had a citibank account, never have been to cleveland and in 1990 i was 3 years old and in germany. MY SSn was incorrect too, so they just make up some information in hope some people would be dumb enough to pay them. Oh yea and i had three options with a detuction payment, just makes me laugh!!! My advise, ignore the letter and dont pay anything read full review »