I could have used some of the others run-ins with Orchard Bank before I tangled with them. Right now I'm left high and dry by Orchard leavingh 1 (so far) angry creditor and my loss of some very good deals. Orchard Bank BLOCKED my cc with some lame excuse that I had 2 cards. Pardon me but even a 3yr could figure that one out and I can only wonder did Orchard have at least the use of 1 computer. They left me with egg on my face to my creditors only to guess when they'll answer some of my many questions. But to hear it fom some of the others I may have gotten lucky because I was one of the ones with nothing to steal from. read full review »