My Story with HSBC Mortgage Services - - - In 2001, I moved into my home here in McNairy County, Tennessee. Original, there were two mortgages on the home. The main loan was with this company called First Franklin. And then there was a second mortgage the real estate woman setup. The problem with the second mortgage is that it was suppose to balloon after a few years, so I knew I had to do something and quick. I received a letter in the mail about refinancing. Well the loan went through and eventually my mortgage account ended up in the hand... read full review »