We were "approved" to qualify for the Home Loan Modification. BofA sent us the docs t begin our Trial Payments beginning 01/1/10 and was to last for 3 periods. Well, here we are in September 2010 and I have faxed and Fedexed the same type of documents multiple times over this past year...everytime they asked, they got their documents. A month ago, they said they needed some bank documents and I faxed those. I just received a letter stating that I do not qualify for the modification because the home is NOT my Primary Residence! WHAT????... read full review »