This is the worst company ever. I purchased a car from a Toyota Dealer in Nyack N.Y . The car sales guy and I agreed to $300.00 a month for a car payment. He stated, if you take this loan for the car you can re-establish your credit by making the payments on time.I agreed and sent my payments in to Long Beach Acceptance in Paramus, N.J for 3 months straight. Only to receive phone calls using Foul language at 8pm and 10pm at night from the company stating I'm late. I told them they must be mistaken, I've only had the car 3 months. and... read full review »