I have applied for a loan through Direct axis as i would like to consolidate my debt before going on maternity leave. I am permanently employed. I do earn a hell of a good salary. The reason why the declined me is that i am going on Maternity leave!!! Can you believe this nonsense!!! I can pay my house whilst on maternity leave, i can pay school fees i can even afford to pay my loan payment. How utterly disgusting!! All i wanted to do is to consolidate my debt as i would have paid less interest over the period of the loan as to what i am paying now on individual accounts. read full review »