What a scam the Lowes No Payment/No Interest credit card is! It sounds great to the consumer in this time of need to purchase items for their home improvement at no interest for 6 months to a year but what they do is charge you all the interest at 23% from day 1 if the entire amount is not paid in full! Even if you have been making monthly payments. I received a statement 1 month with a $500 finance charge! Shady business. Shame on these credit card companies for doing this to people in this hard economic times. I will NEVER shop at Lowes ever again. Thousands and thousands of dollars I spent there, never again! read full review »