I received a credit card application that offered a 0% APR on balance transfers and mailed it to 5th/3rd in the enclosed postage paid envelope on August 20, 2010. Having not heard anything from 5th/3rd, I became increasingly concerned, considering it has my social security number as well as other personal information and today is September 14, 2010. I called today only to be treated as though I had done something wrong. The customer service person told me if the offer period expired, the application would be shredded and I would not... read full review »