I have paid my Making Home Affordable and HOPE trial payments on time and had a perfect credit score until BOA screwed me over and now my home is in foreclosure for nothing. They keep on asking me for pay stub copies, tax returns and I keep on sending them in and then they say oh, they could not find it and now the time is up for the program; so guess what... We will take your home, just sign off on your Deed and hand it to us! Can you imagine? These people are scumbags. I hope their homes go into foreclosure! read full review »