I have been a customer of FIA card services since 1997. I have 3 credit cards with them, with a total of $60, 000 in available credit. I use my credit cards wisely and carry little debt. Last week I applied on line for a new card through a social organization I volunteer with. Today a rep from FIA called and said, "good news, we can approve your new card, but we also are reducing your total available credit limit on all cards by 2/3 down to $20, 000. That's what I get for being a "valued customer" of FIA card services for so many years, for managing my debt responsibly, and paying on time, etc. read full review »