I need some dental work to be down and dental office toll me about gemoney. Helthcare credit. long story short I got the credit whit one year not interest but for some reason my peyments are allway late. I send the check 10 days before the due day and like magic gets there a day after. they are charging me $39.99 of late fee every month and $2.00 on top for minimun interes charge, I call the nunber and they can only say your parment is late sorry I can't help you . I was planing for automatic payment but after reading other... read full review »