American Express is the worst credit card company that i ever had used in my life. Reasons? : 1- overlimit fees which none of the other credit card companies such as VISA and Master Card have those fees. Sometimes you dont pay attention on how much your balance is and you go over your limit by few hundred dollars and they charge you almost $30 for over your limit. 2- worst customer service representetives: Customer service reps. at Amex are not nice, polite, kind and they always talk to you in a way that they do you a huge... read full review »