Santander is attenpting to close a SBA3 business line of credit we have had with Sovereign Bank for years. They called the credit line, giving us 2 weeks to pay $47, 000 or sign a new document which cancels the existing line of credit and replaces it with a fixed loan with impossible terms, multiple arbitrary default scenarios, and three provisions that essentially have us begging Santander to allow us to take the new loan, promising them that if they decide to default us they can take anything or everything we own, and that we cannot file a... read full review »