This company is a total rip-off. They took my premium payments for months and when I needed them they failed to pay the benefits I was entitled to. When I signed up I got a nice folder listing all the benefits I was supposed to get. Everything from reimbursements for vision, out of network doctors, hospitalization, and even vacation benefits. There was also a really nice welcome message from company president Walter R. Cecchini, Jr. assuring me of my valued benefits and the company's readiness to assist me. I found out toilet paper... read full review »