applied for a loan Modification in Feb 2009 with Chase. Was told No I didnt qualifiy because my debts were to high. But call back in 30days and lower your bills then you will get a loan modification. I lower my bills called back, a month later. They told me yes you qualifiy for a loan modification sent me papers to sign and send back with certified funds of 1907.00 I reg payment was $2200. This was to be for only 3 months then was to be permant. We it went on until Feb 2010 with me calling every month to find out where my final papers were... read full review »