I decided not to use service of Merchant Warehouse when I have discovered that they are the same as Fist Data. I didn't set up my credit card machine with MW and informed the company that I don't want their service since they concealed the above important fact during negotiation. I even didn't have a merchat ID with them, but since they had my bank information they started to charge my account! I called and protested, and they told me not to worry, money will be refunded. In November they charged me again! This company is complete scam. They cheat, cheat and cheat. Stay away from them. read full review »