As a long time customer, I had signed up years ago for a fixed rate card, never missing payment. They jacked up my rate and jacked up the interest rate. I would NEVER recommend this bank to anyone! They play around with your mortgage (fixed) rate too!...They are not your friend, nor do they care about long time excellent standing customers, so run as far away from this bank! Because they will use small print and government rules to screw you! read full review »