I was applying for a payday loan and this company appeared to just be anoother payday loan lender but before I knew it they had me signed up for this club without even notifying me that they were going to charge my account with $34.14. I called immediatly and canceled the service and requested a refund. They told me to go to a web site and apply for the refund which I did. I never received it so I called back and they said that the service had been canceled but no refund could be given because it was done from my computer. This business is a legal way to commit fraud and should be investigated. read full review »