I needed a pay day loan because i had got behind on my bills, I borrowed $400. After paying bills I looked up my bank account on line and decovered a $49.99 charge from select platium credit. This created one hell of a mess, It made two checks bounce because my bank wells fargo bounced the bigger check before the smaller one. This was a $70 charge. $35.00 each. So now my $400 loan that cost $520 in return will now cost me about $640.00. I was allso advided by wells fargo to close my checking account and open another but, the -$70.00 will have to carry over. All I was trying to do was getting threw another month and this only created more ploblems. read full review »