Run do not walk away from this so called pre approved credit card.All they want is your 29 dollar sign up fee and you never hear from them again. Thanks to all you nice people who took the time out to warn others like myself. I appreciate it very much, PLEASE stay away from them, I still do not understand how they are still in business, Also it just so happens I received a pre approved credit card from First Horizons who just so happens to be owned by Net First or the other way around. I hope this at least stopped on poor person from getting... read full review »