I just finished paying off all my debt in June of 2010, I had to wait a month to view my credit report. All the debt was off my report, but needles to say two new collection agencies appeared. I called them up to find out what this was all about. Both of them were from NCS, but two different branches. They were both for debt that I apparently accrued in 2006. I haven't seen anything about this debt until now. I got the information about the accounts, and explained that when I have the money I would be glad to get it off my credit... read full review »