GMAC is applying PREDATORY LENDERS on recipients of Social Security. The give the run-around for a Loan Modification request when you are not upside down and apply an addional 25% on your gross income on social security. They do not want to put this in writting. Nevertheless, there 31% becomes 40% when the additional 25% is added. This is predatory practice on seniors and disable recipients of social security. May only household income is social security benefits and there offer was to reduce the payment by TEN DOLLARS. They calculated the... read full review »