In June 2008 my husband loss his job in New Jersey and we live in Phialdelphia. I paid everymonth my mortgage until October 2009 when I knew it was to hard and I could qualify for a modification, especially HAMP since I have been eligible. I contacted them right away and was told to fax my documents and I would qualify . My mortgage payment was 819 and we received 1700 month. I have a family of five. I faxed what they told me and never heard anything so in December I went online to check out my account and it stated I was denied. I called BOA... read full review »