I only had my account two months I was emailed tell me my card was no longer open due to my credit score dropping this was after I payed my account in full just nine before they closed my account I was not suprise due to them need my income to be verifed and my account put on hold within the first month after the account was open I know my credit have not dropped because I have only one other credit card and a car note that is payed on time each month read full review »