I was contacted by Tammy from this company in July. Of course it took a few phone calls for me to even know who they were because they don't tell you nor have they sent any documentation regarding my debt. Tammy left me a message which I promptly returned but even though I dialed her extension I was sent to Denise (I now am realizing they change their extensions quite often to most likely avoid certain people). Denise told me Tammy wasn't there but she could set up payments for a credit card bill which I was fine with. She told me... read full review »