Got a "VA PAYMENT REDUCTION PROGRAM NOTIFICATION" in the mail. Oh boy. "Call today for your approximate monthly savings toll free: (866) 747-5951." So I called them. I was offered 3% interest rate on my mortgage which, after the "Veteran Loan Specialist" calculated from my current payment said, "ma'am we would save you $190.00 per month. That sounds good doesn't it? What day would be good for you; for a loan officer to meet with you at your house?" That fast. Very aggressive - they assume... read full review »