I called two times to the number listed in my bank charge itemization. 1) The man who answered sounded like he was at breakfast. I said the charge was for a lifetime membership to Member Reward Network (www.memberrewardnet.com). He needed the last 6 digits of my credit card number to look up the account. Since I did not have my card that moment I told him I would call back. 2) I called back and a woman answered. We went though the same discussion but she said the charge was for a seminar that I went to. I did go to any or sign up for... read full review »