I have been dealing with this company for about three years now and will be glad when 2012 arrives. This company is very unprofessional and a scam indeed. In my experience, they will cash my money order and wait until after the due date to apply it to my account. I have incurred hundreds of dollars just in late fees. Even after I went through all the trouble to fax them a copy of the money order showing it was cashed, they still charged me late fees. I mean here I am thinking that the money order has been stolen when in reality they had it the... read full review »