I APPLIED FOR THIS CARD, THINKING AND ASSUMING(BY THEM) THAT IT WAS A VISA OR MASTERCARD. BUT IT TURNS OUT THAT IT IS A CARD TO ONLY PURCHASE ITEMS FROM THE HORIZON WEBSITE, THATS IT. I APPLIED A FEW DAYS AGO AND GOT AHOLD OF CUSTOMER SERVICE AND WAS ABLE TO CANCEL MY CARD AND GOT A CONFIRMATION NUMBER FOR THAT, PLUS AM BEING REFUNDED MY 29.95 FEE. THE NUMBER I CALLED AND TALK TO CUSTOMER SERVICE WHO WAS VERY HELPFUL WAS 1800-251-6144. HOPE THIS IS HELPFUL TO ANYONE WHO MADE THE SAME MISTAKE I DID. read full review »