My wife had to go to a specialist because her hearing is getting very bad.Well I go on uhc website to see if the specialist that her primary doctor refer her to is in the network, and he was.I then go to the benefit/coverage page and am under the assumption that all we have to do is pay the $40 copay. So a couple of weeks later we get a bill for $170.On the benefit page it says $40 copay not subject to deductible.I called them and they gave me some bulls%^t!!! It seems to me they pick and choose what they want to pay. If I would have known... read full review »