Bank of America is a joke when it comes to this Making Homes Affordable I have been going through the process for 2 yrs now.I wasn't behind on my payments just took a 20% paycut 2 yrs ago.That is when I started the process sending, faxing and signing every document they wanted.Just to be told every fews months the lost it or never got it.Then after a year of calling them every few weeks to see how thing were going the finally said we need to start this whole thing over again and lets start you on a trial period loan payment now.That wa... read full review »