santander this is my first experience with you all. but i am hearing so many bad things already and i know everyone is not lying. what i don't like is the fact that you accepted my account from citifinancial and you don't need to be getting your self involved with this company unless you are already doing dirt. i have a recorded message with fess when we first did this contract and until they can honor fess and my recorded contract i will not pay another dime. listen i don't let others dictate my life or who i should pay, i know... read full review »