I workered for ZMS awhile back and I enrolled in the "Aflac Insurance Program" that was pushed in our faces every week. I Saw that I was making a substancial earning, so I signed up for 100% full coverage. I stopped working a few months later 6 months or so pass and I try to cash in on my insurance and AFLAC says, "ZMS Markting and Associatiates have closed their accound and has NEVER made any premium payments for ANY employee EVER!", so I was quite upset seeing that when ever I disputed Lil' Zach on any suspicious action... read full review »