I was with Acusheild since Oct 04. I was ignorant & careless with credit cards in my early twenties. (BTW-Credit I never should have been granted by the CC companies) I did not want to file bankruptcy. And "Best-Debt"(Acusheild) seemed to have all the answers. The sell was flawless. They said all the right things, pressing my emotional buttons and I was told they would only profit by how much they settled on each account. Once I signed on the dotted line, the friendly rep was gone immediately. (apparently he was a sales-guy, NOT in... read full review »