Beware "EVERYONE". Yes We got scammed too by requesting a Government Grant CD. Fortunately, We got Our $39.95 back. But Our Local Bank, along w/ the Proper Authorities are trying to retrive everything else that was charged to Our Bank Account. So far it's up over $300.00. From Business Cards, York Photo, Columbia House DVD Club, Google Tree and We could go on and on. And the charges continue to build. What Your going to have to do, is go to You Bank and Close out Your Account. We had to. So We learned the hard way. There are a lot... read full review »