My house has been sent to forclosure and they had not try to contact me on this matter. I just got off the phone with one of the representatives and they informed me that i had not made a payment since 2009. I have bank statements and cancelled checks stating other wise. I just sent them a payment this past september and they returned it. This is how I found out about the forclosure. I have in the past requested a loan modification and was denied because they said I did not give the correct paper work. which was not true. I have again applied... read full review »