I received an unauthorized debit from my account for $149.95. It was labeled as USA Credit. I never applied for anything with this company or gave them my info. I did however apply online for a payday loan. This is what I got for it. Also starting receiving constant sales phone calls. These companies need to be stopped!!! Fortunately, I didn't have enough to cover the debit and it was returned. However my bank charged me an NSF fee. I had to close my account to stop further withdrawals!! Major headache! read full review »