I had horrible credit (550) when I was approved for a loan with Americredit. GM wouldn't even consider me. I had them 6 months and we had a house fire..Which completely changed my life. I called them to advise them of what happened and that I would like a deferment. "Rob" advised me that he was sorry about my fire and I could have the months payment defered. I was so happy! However, he didn't ask me to pay a fee or fill out any paper work. I believed him when he said it was "taken care of". Two weeks later I get a... read full review »