We have been struggling for 6 months with the loan modification process, sent in all the papers required THREE times, sent in the money order required, were told they lost things, we faxex paper after paper week after week, for SIX months, last Friday a rep from BAC calls and said everything was ok cleared up resume using our " modification" coupon book to make payments. forward to 4 days today Tuesday we get a foreclosure notice, we can not get NO WHERE different person everytime you call this is a total nightmare and meanwhile we are losing our homes due to unorganization. SOMEONE HELP US!!! read full review »