this mess all started in early september of this year. first call was from a hector boyd of hector boyd law firm (888-822-4522). told me he was pursuing me becasue of a legal matter involving my name and social security number. he also contacted a family member, i had used as a reference to obtain a loan. a few days later he called again, this time he was john marshall. said i was going to be sued, and i better take this matter seriously. he finally told me the company i owed money to was cash net usa., whom i have never done business with. a... read full review »