I have had our mtg since 2007.I made 2 payments to them and they applied to the END of the loan.We then find out(only by looking at my credit)that it was showing us past due?I called, and they never could tell me why?Finally after talking to 6 ppl, I am told they applied to the end of the loan and it couldnt be reversed and untill we could make the extra pmt we would be behind!They tell me they are also charging$10 per day for a late fee?They say there's nothing we can do but pay it.Our daughter passed a few weeks later.I call the mtg.co... read full review »