I applied for a loan with Aimloan.com. They said I was approved based on the info I gave them. I just had to prove it which I did and then some. My credit score is excellent and my loan to value ratio is about 50%. I have never been late for any payments on any bills. I was denied a refinance loan. They said my DTI was too high. Their website states that there is no maximum requirement for DTI. Apparently they do not abide by their advertising. I wasted $325 for an appraisal of my home. They should have told me they were not going to approve... read full review »