My husband and I moved to Maryland and opened a checking account at M&T Bank, huge mistake. They put a hold on all deposited checks for a minimum of two days, but neglect to inform you of this small detail. This allows them to charge an overdraft fee of $ 37.00 per incident, even though you have deposited the funds to cover your purchases. Don't bother calling customer service, they will not issue a credit. I was told that the check hold policy is in all of their lobbies, not sure if this is true or not, regardless, I use the drive thru. Do yourself a favor and bank elsewhere, save the headache. read full review »