I was wavering on whether to buy this bed, but my wife really wanted it. The salesperson said he could defer payments for a year, and he would somehow build any finance charge back into the price - he made it sound like he was taking money off, but he didn't. Then without notice or any mailings, I get a phone call that I had been turned over to a credit collection agency, and they had filed on my credit report. Even though I immediately sent them a bunch of money (after chewing them out) they said they 'withdrew' the... read full review »