I tried to refinance with Amerisave recently in Sept 2010. My mortgage officer was Christopher Workinger. He does not reply to phone call and very rarely returns emails. After completing all the paperworks and submitted $35 and $325 for appraisal, I waited for a month, before finally getting a word 'You app was denied by Underwriter'. FYI: This message was not initiated by them, instead I had to keep sending email to this guy once in a while asking for the status. They said there was something wrong with my number of 2009 tax... read full review »