Barclay card has an alliance with APPLE to finance their products sold to students and the public at large. They are a scam artist posing as a bank. Do not let them steal from you. You can find better financing. Their idea is to offer you "deferred interest" on your MAC or Apple device. They make it nearly impossible to determine when your intro period is up and then hit you for a huge interest payment the day it expires. No email, no notice, just a huge bill added to an already hefty over-priced gadget. Apple is intmately involved... read full review »