Where do I begin... well in November of 2008 I lost my job at Target where I was making approximately $60k a year which is very good for this area. We were devistated and I immediately applied for unemployment. I then contacted my bank and informed them of the situation and explained that I could send them about $1000 per month with my unemployment, at the time my mortgage was around $1600. I asked them if they had any mod programs or assistance that would help me keep my house and I was told "NO" that my $1000 per month was only going... read full review »